It seems that they have insurance for everything…life insurance, health insurance, flood insurance, renter’s insurance, home owners insurance, and even travel health insurance. I’m not saying that all of these kinds of insurance are a bad thing, but yet I wonder how people like me are supposed to afford it all. I’m doing good to afford life insurance, to help the girls should anything happen to me, and of course I have car insurance, but there is no way I could afford renter’s insurance and all that other stuff.